DigiKash 2.0 — Multi-Currency Wallet, Merchant Gateway, P2P Marketplace & Virtual Card Platform
DigiKash is an enterprise-grade, all-in-one digital wallet and payment platform built on Laravel 11. Version 2.0 is the biggest release ever — a full P2P marketplace, multi-provider virtual cards, subscription billing, wallet staking, mobile airtime recharge, agent operations, and a feature-flag system that lets you toggle every revenue module per user role.
Built for SaaS founders, fintech startups, marketplaces, and any project that needs a polished wallet + payment stack with bank-grade security and modular, API-first architecture.
What’s New in v2.0
P2P Marketplace — escrow-protected peer-to-peer trades with offer ads, dispute handling, payment-method directory, promotion packages, and trader profiles.
Subscription System — tiered plans with proration math, renewals, cancellations, and full transaction history.
Wallet Earn (Staking) — configurable staking plans with lock periods, APY, and scheduled reward payouts.
Mobile Recharge — top up any mobile number worldwide via Reloadly, custom HTTP, or sandbox driver.
Agent Program — dedicated agent panel, commission rule engine, and QR-based cash-in / cash-out operations.
Feature Controls — toggle every revenue module per panel (User / Merchant / Agent) with KYC and phone-verification gates.
Project Updater (OTA) — signed releases with SHA-256 verification, recovery backups, and automatic migrations from the admin panel.
Multi-provider Virtual Cards — Stripe Issuing, StroWallet, and Bitnob behind one unified admin UI.
PWA Support — installable Progressive Web App with custom theme color, icons, and offline service worker.
Notification System — Email, SMS (Twilio), and Push channels per event with on/off toggles.
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